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Start saving today, let compounding do the heavy lifting, and arrive at financial freedom decades ahead of schedule. I’m offering you a one-way ticket to the easiest duplication you’ll ever get in your career. But here’s the catch: the departure is today. If you miss it, you’ll still reach the destination eventually, just years later, at a much higher cost. In true Duplicate Me MD fashion, today’s advice is about duplicating your income. Not by working more hours or chasing

Build financial systems that run themselves so you can focus on patients, not paperwork. Meet Dr. Old School. When she launched her own practice, she did what most doctors do: kept her receipts in a drawer, sent spreadsheets to her accountant once a year, and hoped nothing got missed. For a while, it worked. Then one Friday afternoon, she opened a brown CRA envelope and found a 10% payroll penalty staring back at her. She had missed three months of payroll remittances over th

Whole life insurance inside a Canadian corporation can be a useful planning tool, but only when it is used for the right purpose, at the right time, and with the right capital. The issue is not whether whole life insurance works in theory. The issue is whether it works better than simpler alternatives once growth rate, opportunity cost, liquidity, and long-term friction are fully considered. Insurance first. Investment second. Despite how it is often marketed, this sequencing

The world has a natural rhythm. When we remove noise, clutter, and unnecessary complication, clarity appears. We see what matters. We see what lasts. Simplicity isn’t the absence of effort – it’s alignment. It can become a pillar, a guiding operating system for how we work, decide, and lead. Like a seagull soaring with the wind, life – and work – gets easier when we move with the currents instead of against them. As an accountant, I’ve spent my career inside complex systems.

By David Fagan Most people spend their whole lives earning money and saving for retirement - but very few spend even an hour a year checking how well that money is actually working for them. That gap between earning and overseeing is one of the biggest financial blind spots people have. Your investments might be the second-largest financial engine in your life - yet most people rarely check whether that engine is running properly. This article is about fixing that. It’s about

Setting up your medical practice comes with a lot of decisions – what to name it, where to locate it, and most importantly, how to make sure the CRA doesn’t end up sitting in your waiting room flipping through your files. There’s no shortage of tax advice floating around, but here’s the simple version: claim what’s reasonable, skip what’s ridiculous, and when in doubt, ask your accountant before you expense it. Because as funny as some of these stories are, audits aren’t. The